Q.1: What is 13 Karat App?

13 Karat App is a P2P Investing Platform operated by Sqrrl Fintech Pvt Ltd. It has entered into an agreement with RBI-registered P2P NBFCs such as Lendbox and RupeeCircle, which have the necessary licenses to conduct Peer to Peer (P2P) lending activities. 13Karat allows its users to potentially earn returns of up to 12% to 13% per annum. Existing users from 13 Karat can refer someone and get a cash bonus of up to ₹5,000 on each referral.

Q.2: What is 13 Karat Referral Code?

13 Karat Referral Code is FZK7KGS. You can use it while creating your account. Or you can join 13 Karat by clicking on the Join Now button given above.

Q.3: How to create an account in 13 Karat?

If you want to invest your money in 13 Karat App and get returns of 12% to 13%. Or want to earn money by referring. So for this you have to create an account. We have mentioned the complete process of this below.

1. First of all you have to click on the Join Now button.
2. After that you will be redirected to Playstore.
3. Where you have to install 13Karat App.
4. Now you have to click on the Login/Register option.
5. Then you have to go to the Get Started option.
6. After that you have to enter your mobile number.
7. Then you have to click on Get OTP, after that you will have to fill the profile details.
8. Now your account will be ready. After that you will have to complete KYC.

Q.4: How to complete KYC in 13 Karat?

If you want to get good returns by investing in 13 Karat, then for this you have to create your account.And while creating the account, KYC details have to be filled.For KYC details, your PAN card and Aadhaar card number are required.After entering the KYC document number, you have to upload its photo. After that your KYC is completed.

Q.5: How to Add Bank Account in 13 Karat?

If you have earned returns of 12% to 13% by depositing your money in 13 Karat in fixed deposits. And you want to withdraw it in your bank account, then for this you have to add bank details. To add bank account, you have to click on your profile, then click on banking details. After that you can fill the details. And you can withdraw your money.

Q.6: How many types of investment plans are there in 13 Karat?

You get 2 types of investment plans on 13 Karat. Through which you can make fixed deposits. And you can get returns of 12% to 13% on your investment.

13 Karat(12K Plan):

13 Karat gives its users the opportunity to earn 12% P.A. returns on each Fixed Deposit. Where you can invest your money, your money remains in a locking period of 3 months. After that you can easily withdraw it after it matures. You can invest a minimum of ₹500 in 12 Karat. And you can invest a maximum of 10 lakhs.

13 Karat(13K Plan):

As you have seen, 13Karat gives its users a chance to get returns of up to 12% P.A. Apart from this, 13 Karat gives its users a chance to get returns of 13% P.A. on each Fixed Deposit. Where you can invest your money, your money remains in a locking period of 6 months. After that you can easily withdraw it after it matures. You can invest a minimum of ₹500 in 13 Karat. And you can invest a maximum of 10 lakhs.

Q.7: How to Invest in 13 Karat's 12K Plan?

If you want to invest money in 13 Karat and want to get a return of 12% P.A on your investment, then for this you can invest your money in 12K Plan. To invest, you have to click on the 12 Karat option. After that, you have to click on the Invest Now button. Then you have to enter the investment amount, after that after accepting the terms, you have to go to the Invest Now button. Then you can add money through UPI, Cards and Net Banking. And your money will be invested in 13 Karat.

Q.8: How to Invest in 13 Karat's 13K Plan?

If you want to invest money in 13 Karat and want to get a return of 13% P.A. on your investment, then for this you can invest your money in 13K Plan. To invest, you have to click on the 13K option. After that, you have to click on the Invest Now button. Then you have to enter the investment amount, after that, after accepting the terms, you have to go to the Invest Now button. Then you can add money through UPI, Cards and Net Banking.

Q.9: How to Download 13Karat Investment Slip?

When you invest money in Fixed Deposit in 13 Karat App, and if you want to download the investment slip, then for this you have to click on View Portfolio. After that, click on your investment. You can download your investment slip by clicking on the download option.

Q.10: How to Withdrawal your Investment from 13 Karat?

If you have earned returns of 12% to 13% P.A by making Fixed Deposit in 13 Karat. And your investment has matured. Then you can withdraw it easily. For this you have to click on Investment Plan, then click on Investment. After that click on Withdraw, after that you can transfer your money to your bank account.

Q.11: What is 13 Karat Refer and Program?

If you are a Student, Housewife, Blogger, Youtuber or Digital Creator, and want to earn money from 13 Karat without investment.So for this you can join the 13 Karat Refer and Earn Program, and earn money sitting at home without investment.For this, you just have to invite your friends and other family members to earn money by making a Fixed Deposit on 13 Karat.After that you get Referral Commission.

Q.12: How to join 13 Karat Refer And Earn Program?

When you are thinking of earning money from 13 Karat without investing, then for this you should join the Refer & Earn program present inside 13 Karat. For this you have to click on Refer & Earn. After that you can invite your friends or relatives by clicking on Invite. The more you refer, the more are your chances of earning.

Q.13: How much can you earn from 13 Karat Refer Earn Program?

If you want to earn money from 13Karat without investment, then inside it you get the option of Refer & Earn. Through which you can earn up to ₹10,000/- per month. When you refer someone, he joins using your link. So you get a cashback of up to ₹5000/-. And your friend will get a bonus of ₹1000/-. But for this your Invite User has to make a Fixed Deposit.

Q.14: How to withdraw Referral Commission from 13 Karat?

When you earn money in 13 Karat and want to withdraw it, you can withdraw your money in the bank account given while creating the account. To withdraw Referral Commission, first go to the Refer & Earn option. After that click on Rewards. And after that you can easily withdraw your money, here the minimum withdrawal limit is kept at ₹100. When you withdraw, your money gets credited to your bank account within 3 to 7 days.

Q.15: I invited friends to 13 Karat but I didn't get referral commission?

If you want to earn money by referring from 13 Karat, then for this you can share referral links with your friends and other people. But when those people create an account using your referral link. But do not make a fixed deposit. Then you do not get referral commission.

Q.16: How to Get Customer Support in 13Karat?

If you invest your money in 13Karat or want to earn money through Referral Program, and you face any kind of problem, then you can easily take Customer Support. Here you get Live Chat Support, along with this 13Karat also provides you Whatsapp Support.